The discount rate is laid in the basis for calculating interest bank rates, particularly on loans and deposits. Accordingly, the increasing / decreasing of the discount rate regulates banks rates, if market needs this.

Also, on the basis of such discount rate penalty is charged for violations of pecuniary nature, in particular, in accordance with the current laws penalty for violation of the timing of a monetary obligation can not exceed double NBU discount rate for each day of such violation (the formula for calculating such penalty for one day of delay : 2x9 , 5 % / 100% / 365 days)